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Need Of Insurance

Why do we need insurance while relocating household goods?

Need of insurance while relocating household goods

Dec 07, 2018

Why do we need to have insurance for packers and movers in Jaipur? If that’s your question then the answer can only be given with an example for better understanding. But before we begin with the example, let us first know about insurance.

By definition, insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. In simple words, insurance is a contract between insurer and individual which states that you need to pay premium every interval periodically and we will insure that if you will have any financial loss to that particular thing for which you are getting insurance, the company will pay compensation to individual to rebuild or manage that situation.

Now let’s take an example to show why do one need to take insurance while shifting household goods or office goods.

Example:-

Sunil wants to shift his institute to a newer place. His institute is related to computer classes. He got to know about Packers and Movers in Jaipur services so he hired one. He discussed about shifting and the Packers and Movers in Jaipur company agreed and the very next day they came to shift sunil’s institute.

Situation A:- Sunil didn’t ask for insurance from the company and started shifting. Unfortunately, when they were loading the computers, one computer got damaged. Sunil got a loss of 30,000 rupees.

Situation B:-Sunil asks for insurance from that Packers and Movers company and started shifting. Unfortunately, when they were loading the computers, one computer got damaged. Sunil got a loss of 30,000 rupees.

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Now in both the situation, you know that Sunil had a loss of 30,000. But financial loss handling is different in both the condition. In Situation A, Sunil needs to purchase a new computer by paying the amount from his pocket and that’s actually a financial loss. His shifting cost him more than 30,000. In Situation B, Sunil need to purchase a new computer but this time, he will ask for the compensation from the Packers and Movers Jaipur company and the moving company will pay him 30,000 to purchase a computer.

You got the idea, right! For god forbidden, if this kind of situation happens to you then what will happen? This is probably the only way to save yourself from such kind of hectic situation where you maya have financial loss and you may need to think about how you will be going to manage everything. It’s better to stay secured and plan your future accordingly.

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